Young Women Drivers are Still Women

Young, female-type drivers have lower insurance premiums all over Earth. Even in ancient times, this was true.

What is not true, however, is that young women are better drivers than young men. The truth is exactly the opposite. Young men are better drivers than women.

Don’t believe me? Then you’re probably a woman and you should just use all the money you save on your car insurance to buy a fucking clue.

Man Points.

Actually, you should use all that money to pay off your credit card bill. Just because it’s called a “credit” card, doesn’t mean it’s a good thing.

Young women have lower auto insurance premiums than young men because they are worse at driving.

Since when did being cheaper mean something was better? I can drink water from a muddy hole in the ground, but you know what? I don’t. Fuck that it’s free. I pay more for water than I pay for gasoline. I’m a man and I can appreciate the value of good fucking water.

Young man drivers are reckless, impatient, and prone to error. Have you ever seen a young man on the side of the road next to a car that has its underbelly facing skyward? That’s what we in the business of man-ing it up call a “mistake”. Car insurance companies call it a “Fuck You”, but that’s beside the point.

The point is: men learn from mistakes — no matter what their age. Women don’t. Men are better drivers than women when they’re behaving recklessly because they’re testing the limits of physics. Fuck physics. Fuck physics and physics will fuck you is what being a male teenage driver teaches you. That’s an important fucking lesson. That way when a man has a wife and two kids in the cab in ten years, he knows exactly what he can and can’t do on a rainy night going to some shitty wedding reception that he won’t bitch about because men never do. Also, women are shitty at parking.

If you know anything about statistics, the claim that young women are better than young men at driving because of statistics should make you shit in your pants (especially if that’s where you keep your calculator). It’s just plain dumb. The only way to fairly compare the safety of men and women as a function of insurance premiums is to take an average of insurance premiums over the lifespan of both. In doing that, the conclusion is obvious.

Women fucking suck at driving.

The real reason women have to pay less than men for auto insurance is that none of them fucking pay it. Read that twice because there isn’t a typo. No young woman pays for her own auto insurance. Her father does. Not so for young men. Young men are stuck out in the lurch on their own, left to their own devices, and take care of business without any bullshit.

Think about it like this: if fathers had to pay as much for their daughter’s insurance as they did for their son’s, would they do it? Would you do it? Fuck no. The little trollop will just hook up with some degenerate anyway and get schlepped all over town in exchange for God knows what. Fuck her insurance.

And that’s why it’s cheaper. It’s straight economics.